International rating agency S&P Global Ratings assigned to the insurance company TEMIRYO'L-SUG'URTA LLC in January 25, 2021 a long-term credit rating of the issuer and the rating of financial stability of the insurance company at the level "B +". The rating forecast is “Stable”.
As noted in the rating agency's report:
"A qualified management team ensures the execution of the company's operational tasks. The existing risk management system in comparison with comparable companies also has a positive impact on the activities of TEMIRYO'L-SUG'URTA.
According to our estimates, the volume of TEMIRYO'L-SUG'URTA's liquid assets is sufficient to cover the company's liabilities.
The Stable Outlook reflects our expectation that TEMIRYO'L-SUG'URTA will continue to increase insurance premiums over the next 12 months, while maintaining positive operating results despite increased competition. Our baseline scenario assumes the stability of the management team and the quality of the investment portfolio."
TEMIRYO'L-SUG'URTA is a general insurance company providing the full range of compulsory and voluntary insurance services in the market. Apart from the railway sector, the services of TEMIRYO'L-SUG'URTA are used by the large number of enterprises of various industries, individuals and entrepreneurs. The principles of the company's business are based on an individual approach to each client, transparency and fairness. The main attention in the company is paid to the quality of the provided insurance services, since 2011 the company's services are certified according to the ISO 9001-2015 quality standards. The company has branches in all regions and the city of Tashkent, which allows it to quickly fulfill its obligations.